Find the Right Account for Where You Are in Life Right Now
Life is an exciting journey. Every life milestone changes you as a person. Along the way, your finances change, too. From focusing on your career to starting a family and solidifying your financial future, choose a bank account that helps you achieve your goals.
Just starting to make and manage your own money while in school? Learn smart money habits with a Start Up account and debit card. It’s a joint account with your parents so that they can make sure you’re staying on track, and a rewards account for you so that you have good reason to use your account like a responsible adult. See how it works.
Just Graduated College
Congrats, grad! During your time in college, you likely realized the importance of money management. As you take the next step into adulthood, start with the basics and open a checking account that works in your favor. Our Infinity Cash Back account combines free checking with easy rewards to help your funds go farther. Learn more.
Landing a job after college might feel like merely a relief, but it’s really a foundation for your finances going forward. Grow your checking and savings accounts while doing the things you love by connecting both accounts for rewards and interest. Manasquan Bank’s Infinity suite is the perfect solution when you open an Infinity rewards checking account and Infinity Saver account simultaneously. As if one high-interest Infinity account wasn’t enough, you have two!
Build on your stability with an Infinity Cash checking account. Infinity Cash gives you 2.00% APY* on balances up to $25,000, plus other benefits, when you meet a few monthly qualifications using your account. As you deposit your paychecks and keep funds in your checking account, your balance gets extra boosts from interest. This can also help you plan and save for your first home purchase.
Saving for Retirement
More than half of Americans don’t know how much money they’ll need in order to retire, according to Money Crashers. Saving for retirement can be straightforward and a certificate of deposit (CD) or Individual Retirement Account (IRA) might be the right place to begin. At Manasquan Bank, you’ll find competitive rates, secure products, and personalized service to help you take control of your future.
First Home Purchase
Buying your first home may very well be the most fulfilling milestone of all. The key is to work with a local lender that knows the market and is committed to community residents. In New Jersey, look to Manasquan Bank for handcrafted mortgage loans and a complete HomeStart program empowering first-time home buyers.
Getting into Business
The years you have spent in your line of work lead to deep expertise and, oftentimes, enough demand for you to start your own business. If you’re embarking on entrepreneurship, it’s time to get back to the basics with a business checking account. You will then want to consider cash management and commercial lending to help your company grow and thrive. A great relationship with your bank is the backbone of your business!
Sending Your Kids to College
Put your wisdom to work with your children by giving them a Start Up checking account and savings account. Meanwhile, a home equity line of credit or consumer loan can help you pay for their college tuition. Once they’re in school, you can embrace the empty nest by building the home of your dreams or making home improvements. A home equity line of credit or consumer loan can help with that, too!
You put in the work, saved the money, and made it to retirement. Now, it’s time to enjoy—but also maintain—what you have earned. Manasquan Bank’s Now and Super Now checking accounts allow you to earn interest for keeping a higher daily balance. A Signature Money Market fund can also be a great savings tool during retirement.
You’re in the Right Place
No matter where you are in life, Manasquan Bank is right there with you—embracing, planning, adapting and navigating together. We also bring digital and mobile banking to your fingertips, so you can access your accounts from anywhere. Explore the possibilities and contact us to speak with your own personal banking specialist.
*APY=annual Percentage Yield.
APYs accurate as of Thursday, November 12, 2020.
*Rates may change after account is opened. Minimum to open is $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver. Limit one Infinity Cash or Infinity Cash Back account per SSN. For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 1.50%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% interest rate on the portion of balance over $500,000, resulting in 1.50% - 1.29% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY. Infinity Saver account transactions are limited to no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or similar transactions per month or statement cycle.