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Home Equity Lines of Credit

A home equity line of credit, or HELOC, offers a revolving line of credit at a fixed rate (5 years) or adjustable rate (10 years) that you can then draw upon. 


You will have convenient access to funds through Online and Mobile Banking, at our branch locations, or with no-access-fee checks.

A home equity loan or line of credit can be used for a variety of purposes, such as home improvements and renovations, educational costs, or even consolidating other high-interest debt. There's no fee to apply, no closing costs, and no annual fee.

Plus, you’ll be eligible for a .25% rate discount when you set up an automatic loan payment from your Manasquan Bank checking account. Borrow up to 70% of your home’s value if your first mortgage is with Manasquan Bank, or 65% if your first mortgage is with another institution.

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