You already enjoy amazing perks from your Infinity Pro+, Infinity Cash or Infinity Cash Back checking account.
Now, you can do even more with your rewards thanks to our Infinity Saver personal savings account.
We’ll transfer your monthly rewards and refunds on ATM fees from your Infinity Pro+, Infinity Cash or Infinity Cash Back personal checking account into an Infinity Saver (to which, of course, you can also contribute your own additional deposits) high interest personal savings account each month – where you can earn 0.55% on what you save!
If you’re wondering how Manasquan Bank could possibly make it easier for you to benefit, we suggest you just keep going and find out! The options may be endless.
Benefits & Features
Your benefits include:
- No monthly maintenance fee
- No minimum balance
APY = Annual Percentage Yield
APYs accurate as of Thursday, November 21, 2024.
*Rates may change after account is opened. Minimum to open is $50 for Infinity Pro+, $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver. Limit one Infinity Cash or Infinity Cash Back account per SSN. Fees may reduce earnings. For Infinity Pro+, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 5.00%; and (3) balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000 resulting in 5.00% to 1.20% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Pro+ all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Pro+ account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Pro+ APY is based on compounding interest. If the interest earned in Infinity Pro+ is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 receive an APY of 0.25% on the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Pro+, Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 0.55%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% on the portion of balance over $500,000, resulting in 0.55% - 0.50% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Pro+, Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY.