Invite your crew

* Refer Friends Program Terms & Conditions

Referrer Offer:

The person making the referral (Referrer) will earn a $50 Mastercard® Reward Card for each individual or business referred (Referred Person) to Manasquan Bank who registers for the offer using the Referrer’s shared personal referral link, opens a new eligible Infinity Checking account and completes all offer requirements. A Referrer may only earn a total of $500 in referral rewards per calendar year; and referral rewards may not be rolled over. Only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements (the first Referrer whose referral link is used will be the eligible Referrer).

Referred Person Personal Checking Account Offer:

To earn a $50 Mastercard Reward Card, the Referred Person must register for the offer using the referral link shared by the Referrer, open a Infinity Checking from Manasquan Bank, Accounts that qualify for this promotion: Infinity Pro+, Infinity Cash Back, Infinity Cash, & Start Up and qualify within 60 days of account opening. The Referred Person must meet all applicable Manasquan Bank eligibility requirements for opening the account.  

General Terms:

The person making the referral (Referrer) will earn a $50 Mastercard^® Virtual Reward for each individual referred (Referred Person) to Manasquan Bank who registers for the offer, opens a new Manasquan Bank personal checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in Mastercard Virtual Rewards within a calendar year. Only one Referrer may receive a Mastercard Virtual Reward for each Referred Person who fulfills the requirements.

To earn a $50 Mastercard Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, open a new Manasquan Bank personal checking account, and meet the following requirements within 60 days of account opening:

• Complete twelve (12) or more debit card transactions (excluding ATM transactions)

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Manasquan Bank or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Mastercard Virtual Reward will be issued to the Referrer after all conditions have been met in the time frames provided. This offer can be changed at any time without notice.

Manasquan Bank employees are ineligible to participate in this offer.

Please allow 2-3 weeks after completion of all requirements for delivery of the Mastercard Virtual Reward. The Mastercard Virtual Rewards are subject to Terms and Conditions delivered with the reward. Virtual Rewards may be reported as income to the IRS.

Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.

Member FDIC.

**APY = Annual Percentage Yield

APYs accurate as of Thursday, September 25, 2025.

*Rates may change after account is opened.

Minimum to open is $50 for Infinity Pro+, $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver.  Limit one Infinity Cash or Infinity Cash Back account per SSN. Fees may reduce earnings. For Infinity Pro+, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 5.00%; and (3) balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000 resulting in 5.00% to 1.20% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Pro+ all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Pro+ account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Pro+ APY is based on compounding interest. If the interest earned in Infinity Pro+ is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher.  For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000  receive an APY of 0.25%  on the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Pro+, Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 0.55%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% on the portion of balance over $500,000, resulting in 0.55% - 0.50% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Pro+, Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY.