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Home Equity Loans: Fixed Rate

Enjoy the predictability of fixed payments and a fixed rate that won’t change for the selected term—which means you're secured from the possibility of rising interest rates.


A home equity loan can be used for a variety of purposes, such as home improvements and renovations, educational costs, or even consolidating other high-interest debt. There's no fee to apply, no closing costs, and no annual fee.

Plus, you’ll be eligible for a 0.25% rate discount when you set up an automatic loan payment from your Manasquan Bank checking account. Borrow up to 70% of your home’s value if your first mortgage is with Manasquan Bank, or 65% if your first mortgage is with another institution.


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