At Manasquan Bank, our people are at the core of everything we do and we believe they are fundamental to our success. We fully invest in each and every employee, so they are better equipped and motivated to engage with our clients, whether it is face to face in our branches or digitally through our website. Join Manasquan Bank and help us in our longstanding commitment of providing exceptional and personalized service to our valued clients.
Wall Township
Under general supervision and according to established policies and procedures analyze new credit requests, renewals and loan reviews assigned by the Credit Manager. Develop and analyze credit information for CRE, C&I, construction and small business loans, prepare credit presentations for loan officers, loan committee and board. Prepares regulatory reporting information with regard to loans, orders proper documentation and searches and supports lenders with the analysis and administration of loans.
ESSENTIAL DUTIES AND RESPONSIBILITIES
· Perform detailed financial analysis on business entities and interprets the financial information based on financial statements, tax returns and company prepared documents.
· Accounting, financing, traditional cash flow, UCA and property analysis knowledge.
· Perform credit, personal financial statement and personal cash flow analysis on individuals and guarantors in order to determine financial strength and credit enhancements based on financial statements, tax returns and reports.
· Prepare credit presentations for new approvals, renewals and reviews based upon financial analysis for presentations to loan officers, loan committee and board.
· Assist with presentations of loans to loan committee and board.
· Prepare and maintain accurate loan records, regulatory reporting information and necessary searches.
· Recommend specific loan structures to enhance credit quality.
· Accompany lenders on customer site visits and customer interviews.
· Maintain accurate knowledge of MB credit, practices and regulatory policies to assist bank in compliance.
SPECIFICATIONS / QUALIFICATIONS
· Bachelor’s degree in Business Administration, Finance, Accounting, Economics or equivalent work background and experience.
· Minimum 3 years credit analysis or equivalent financial analysis experience required.
· Strong analytical skills including the ability to read and assess individual and company financial statements, tax returns, cash flow, industry and competitive analysis and projections.
· Strong background in commercial and small business underwriting and lending.
· Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner with minimal direction.
· Strong written and verbal skills
· Strong problem recognition and resolution skills
· Ability to work independently and within a team
· Working knowledge of all commercial products and services.
· Assist in monitoring construction loans.
· Proficient in various spreadsheet and Word processing applications
Wall Township
Assist the Senior Credit Officer and Chief Lending Officer in the management of the commercial credit department. Assumes responsibility and is accountable for overseeing the activities of the credit analysts and portfolio managers to ensure accuracy and timeliness of work, within the bank’s policies and procedures.
ESSENTIAL DUTIES AND RESPONSIBILITIES
· Coordinates and ensures that loan requests are moved through the underwriting process as expeditiously and accurately as possible.
· Assists with the implementation of commercial lending policies in compliance with bank and regulatory guidelines.
· Ensures compliance with commercial loan underwriting standards.
· Performs direct supervisory duties of department staff and communicates regularly with staff on policy changes and performance.
· Regularly informs and conducts training for credit analysts and portfolio managers.
· Reviews loan offerings and financial analysis prepared by credit analysts and portfolio managers on a regular basis to ensure the quality and accuracy of work.
· Participates in loan discussions and loan decisions.
· Provides recommendations to management regarding efficiencies and enhancements to underwriting.
· Responsible for processing more complex and larger commercial credit requests.
SPECIFICATIONS / QUALIFICATIONS
· Bachelor’s degree in Business Administration, Finance, Accounting, Economics or equivalent work background and experience.
· Minimum of seven plus years of commercial lending experience or related.
· Strong analytical skills
· Strong background in commercial and small business underwriting and lending.
· Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner with minimal direction.
· Strong written, verbal and interpersonal skills
· Strong problem recognition and resolution skills
· Ability to work independently and within a team
· Working knowledge of commercial products and services.
· Proficient in various spreadsheet and Word processing applications
Wall Township
Auditing professionals with the ability to perform basic auditing tasks under the guidance of AVP, Internal Auditor II. Responsible for the safety, soundness, and compliance of the Bank’s operations and processes.
ESSENTIAL DUTIES AND RESPONSIBILITIES
JOB REQUIREMENTS
ADDITIONAL INFORMATION
Wall Township
Accurately process routine financial transactions for banking customers with an emphasis on personalized quality customer service at all times. Preparing and maintaining various reports, records and files. Promote and cross-sell Bank products and services. Excellent customer service is paramount in the performance of a teller, who is the first line of contact with customers. Maintaining customer confidence and satisfaction through efficient, effective, accurate and courteous processing of transactions is critical to the image presented by the Bank.
Colts Neck
Accurately process routine financial transactions for banking customers with an emphasis on personalized quality customer service at all times. Preparing and maintaining various reports, records and files. Promote and cross-sell Bank products and services. Excellent customer service is paramount in the performance of a teller, who is the first line of contact with customers. Maintaining customer confidence and satisfaction through efficient, effective, accurate and courteous processing of transactions is critical to the image presented by the Bank.
Point Pleasant
Accurately process routine financial transactions for banking customers with an emphasis on personalized quality customer service at all times. Preparing and maintaining various reports, records and files. Promote and cross-sell Bank products and services. Excellent customer service is paramount in the performance of a teller, who is the first line of contact with customers. Maintaining customer confidence and satisfaction through efficient, effective, accurate and courteous processing of transactions is critical to the image presented by the Bank.
Howell
Provides back-up support to the Retail Branch Manager and assists in the smooth, efficient operation of the retail branch such as supervising Universal Bankers
and Tellers; developing new customer relationships and expanding on existing relationships by effective sales and service; cross selling of the Bank’s product and services to customers and prospective customers. Actively participates in community events with the Retail Branch Manager to increase the Bank’s visibility and to enhance new and existing business opportunities, accepting loan applications, both retail and business.
ESSENTIAL DUTIES & RESPONSIBILITIES
• Assist the Retail Branch Manager in leading the branch personnel in the achievement of growth, sales targets, profitability, customer retention objectives and leading the branch team to meet/exceed incentive goals.
• Provide back up support to the Retail Branch Manager to ensure adequate coverage, efficient service and smooth branch operation. Learn all aspects of retail branch management by assisting and observing the Retail Branch Manager in the performance of essential duties and responsibilities.
• Provide personalized banking services to current and prospective customers, consistently seeking to expand customer relationships and provide the highest level of quality customer service.
• Assess customer needs and recommend/sell appropriate bank products and services.
• Provide guidance and leadership to Universal Bankers, Teller staff and other branch personnel in the performance of their duties and responsibilities. Assist in the on-going coaching and counseling of Universal Bankers, Teller staff and other branch personnel to facilitate employee development.
• Participate with Retail Branch Manager on personnel issues, corrective action, including recruiting, hiring, scheduling and performance management. Actively participates in the preparation and administering of performance evaluations.
• Travel throughout branch network as required ensuring adequate branch coverage.
• Open new accounts.
• Assist prospective borrowers; act as main point of contact during loan underwriting process, prepare loan payoff statements and close loans.
• Prepare account loans.
• Public Relations: Actively participates in community events to increase the Bank’s visibility and garner new banking relationships.
• Initiate and confirm wires.
• Take business loan applications, gather all necessary documents for underwriting, act as main point of contact during loan underwriting process and close
business loans.
• Other duties assigned by Bank management.
JOB SPECIFICATIONS
• Exceptional customer service abilities and effective inter-personal skills.
• Excellent communication skills – verbal, written and listening.
• Effective organizational, planning, and problem-solving skills.
• Demonstrated ability to succeed in a sales environment, meet/exceed performance goals.
• Demonstrated ability to develop a team and act in a leadership capacity.
• Working knowledge of branch operations and banking regulations.
• Expertise interfacing with multiple departments and personnel at various levels.
• Working knowledge of banking software and/or ability to be trained and quickly learn. Proficient in teller system to be able to support the teller line.
• Working knowledge of bank products and services and/or ability to be trained and quickly learn.
• Ability to cold call externally to garner new business and personal relationships to the Bank. At first joint calling with the Retail Branch Manager and /or other Bank partners and eventually on your own. All of this in an effort to grow your branch and gain more wallet share in your market place.
EXPERIENCE & EDUCATION
• 5+ years customer service experience in a banking or financial institution environment.
• Prior experience in a supervisory capacity.
• High school diploma or GED with additional coursework or training in banking.
Colts Neck
Provide personalized banking services ensuring the highest level of quality service is provided to current and prospective customers. Responsible for a variety of duties relating to the opening and processing of new accounts; establishing and maintaining customer relationships; assess customer needs and effectively sell appropriate bank products and services. Other responsibilities include the accurate processing of routine financial transactions for banking customers, preparing and maintaining various reports, records and files while ensuring operational integrity and if currently registered with NMLS# accepting loan applications & closing loans.
ESSENTIAL DUTIES & RESPONSIBILITIES
· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.
· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.
· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.
· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.
· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures
· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.
· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.
· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.
· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.
· Prove daily journal transactions.
· Initiate and confirm wire transfers within policy guidelines.
· Reconcile ATM daily and assure proper equipment operation.
· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.
· Available to travel within the branch network as needed to ensure adequate branch coverage.
· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.
· Daily use of Cash Recycler to include maintenance as needed and proof as designated.
· Other duties assigned by Retail Bank management.
JOB REQUIREMENTS
· Exceptional inter-personal and customer service skills.
· Excellent communication skills – verbal, written, listening.
· Strong basic math skills.
· Working knowledge of banking software and/or ability to be trained and quickly learn.
· Working knowledge of bank products and services and/or ability to be trained and quickly learn.
EDUCATION & EXPERIENCE
· High School Diploma or equivalent.
· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.
· Prior experience in sales capacity preferred.
· Prior teller experience preferred.
Colts Neck
Provide personalized banking services ensuring the highest level of quality service is provided to current and prospective customers. Responsible for a variety of duties which include supervising the Universal Banker I and II operations, has responsibility for a portion of the branch operations and duties relating to the opening and processing of new accounts; establishing and maintaining customer relationships; assess customer needs and effectively sell appropriate bank products and services. Other responsibilities includes providing training to Universal Banking and Teller staff, conduct quarterly performance appraisals and the accurate processing of routine financial transactions for banking customers, preparing and maintaining various reports, records and files while ensuring operational integrity. If currently registered with NMLS# accepting loan applications and closing loans, provide notary services, signature guarantee and perform supervisory over-rides for UB and/or Teller transactions.
ESSENTIAL DUTIES & RESPONSIBILITIES
· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.
· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures, motivate UB I and UB II to meet/exceed performance goals.
· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.
· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.
· Provide first level supervision to the Universal Bankers and Tellers ensuring that customers are serviced quickly and efficiently.
· Provide on-going coaching, counseling and UB/Teller development. Administer training as necessary and completion of quarterly performance standard measurement reports.
· Assist in locating cash differences, ensure minimum proving differences and controllable losses. Escalate matters to Retail Branch Management for further attention.
· Participate in the corrective action process for UB(s) and Tellers.
· Interview new UB and Teller candidates with the Retail Branch Manager.
· Responsible for maintaining set branch cash limit, at or below limit.
· Responsible for ensuring UB and Teller cash drawer limits are maintained and not over limit.
· Responsible for proper use of the reserve cash vault.
· Prove daily journal transactions.
· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures ensuring customers are serviced quickly and efficiently.
· Ensure all duties and responsibilities are performed in accordance with established Bank Regulations, policies and procedures including the Banks standard operating and security procedures are being adhered to with operational/security integrity.
· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.
· If currently registered with NMLS# assist prospective borrowers; act as main point of contact for customers with the completion of loan applications, closing loans and prepare account loans.
· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.
· Prove daily journal transactions.
· Initiate and confirm wire transfers within policy guidelines.
· Reconcile ATM daily and assure proper equipment operation.
· Available to travel within the branch network as needed to ensure adequate branch coverage.
· Reconcile coin machine daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.
· Daily use of Cash Recycler to include maintenance as needed and proof as designated.
· Other duties assigned by Retail Bank management.
JOB SPECIFICATIONS
· Exceptional inter-personal and customer service skills.
· Excellent communication skills – verbal, written, listening.
· Strong basic math skills.
· Working knowledge of banking software and/or ability to be trained and quickly learn.
· Working knowledge of bank products and services and/or ability to be trained and quickly learn.
EXPERIENCE & EDUCATION
· High School Diploma or equivalent.
· 5+ years customer service experience in a banking or financial institution environment.
· Prior experience in a supervisory capacity.
· Prior teller experience required.
Looking to make a difference where you live and work? See what’s possible at Manasquan Bank!
At Manasquan Bank, we are committed to promoting a work environment that gives our employees the tools to succeed and opportunities to excel in their careers. Our best in class employee programs and transparent communication channels are just a few examples of why we want you to be apart of the team. We recognize and reward our employees and foster an environment of continuous growth. A healthy work life balance is important to us and we promote the well being of our employees through various programs.
Manasquan Bank offers a robust employee benefits package with significant insurance premiums paid for by the Bank.
PLUS, WE HELP OUR EMPLOYEES PLAN FOR THE FUTURE:
WE OFFER FULL-TIME EMPLOYEES THE FOLLOWING, AT NO COST:
WE ALSO OFFER:
Manasquan Bank is an Equal Opportunity Employer and we take pride in fostering a diverse work atmosphere. All qualified applicants will receive consideration for employment regardless of race, color, religion, gender, national origin, age, sexual orientation, marital or protected veteran status, disability, or any other legally protected status.
For inquiries, please contact Manasquan Bank’s HR Department.
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Mark Starr, Portfolio Manager
Mark joined the Bank in 2018 and currently serves as a Portfolio Manager in our Commercial Lending department. Upon graduating from The University of North Carolina at Charlotte, with a degree in Finance, Mark choose to pursue a career in banking. He has over 5 years of retail banking and 8 years of commercial lending experience, in both credit analysis and relationship management. Mark is deeply involved within the Bank, especially in our community involvement efforts. This past year, Mark coordinated an internal fundraiser which successfully raised much needed funds for a local family, was instrumental in our Holiday toy drive and frequently volunteers with Fulfill and Lunch Break.
Mark is the true definition of a team member and embodies our core values on a daily basis. Mark chose Manasquan Bank because, “our impeccable reputation and commitment to our clients and the communities we serve. Manasquan Bank truly exemplifies what a Community Bank should be”. In his role as a Portfolio Manager, he enjoys learning about his business partners and finds nothing more satisfying then working diligently to help them achieve their financial goals. While not at the Bank, Mark enjoys the simpler pleasures in life, such as spending time with his wife, grilling and chilling with friends and keeping busy with remodeling projects around his home.
Employees at Manasquan Bank are proud to be a part of an organization that helps their employees develop valuable skills needed to advance their careers and shape the future success of the Bank. Our family-like culture brings teams together where colleagues collaborate and are empowered to make decisions. From day one, we have been driven to always do the right thing which is reflected in our employees’ work and is the driving force behind the friendly, personalized experience that we seek to create for every client. We strive to not only serve our clients, but also serve our community, making it a better place for all of us to live, work and play.
Driven by Core Values
Our core values not only represent the foundation of our company, but guide us in everything we do.
Engagement
We empower employees to work together with partners in the community and internal fellow teammates.
Quality
We are committed to provide high quality, diverse, flexible products and exceptional service for every client.
Innovation
We encourage creativity and experimentation to implement new technology based solutions.
Relevance & Sustainability
We promote sustainable growth in order to provide extraordinary service through multiple delivery channels with relevant and innovative products.
Quote from James S. Vaccaro, Chairman, CEO & President
“Manasquan Bank’s workplace culture is the driving force behind the friendly, local experience we seek to create for every customer, To not only be included, but also ranked highly, among NJ’s top employers is a testament to how special our team truly is. It is of deep importance to us that our 160 team members and counting feel motivated, inspired and connected in Manasquan Bank’s mission of serving our local residents and communities.”
Manasquan Bank continues to grow and adds opportunities for professionals of all levels.
Please click here to view current open positions.
