careers at manasquan bank

ESSENTIAL DUTIES &RESPONSIBILITIES

• Perform detailed financial analysis on business entities and interprets the financial information based on financial statements, tax returns and company prepared documents.
• Perform credit, personal financial statement and personal cash flow analysis on individuals and guarantors in order to determine financial strength and credit enhancements based on financial statements, tax returns and reports.
• Prepare credit presentations for new approvals, renewals and reviews based upon financial analysis for presentations to loan officers, loan committee and board.
• Assist with presentations of loans to loan committee and board.
• Prepare and maintain accurate loan records, regulatory reporting information and necessary searches.
• Recommend specific loan structures to enhance credit quality.
• Accompany lenders on customer site visits and customer interviews.
• Maintain accurate knowledge of MB credit, practices and regulatory policies to assist bank in compliance.
• Maintain accurate tickler systems with regard to financial information and loan covenants.

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SPECIFICATIONS & QUALIFICATIONS

• Bachelor’s degree in Business Administration, Finance, Accounting, Economics or equivalent work background and experience.
• Minimum 2 years credit analysis or equivalent financial analysis experience required.
• Strong analytical skills including the ability to read and assess individual and company financial statements, tax returns, cash flow, industry and competitive analysis and projections.
• Strong background in commercial and small business underwriting and lending.
• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner with minimal direction.
• Strong written and verbal skills
• Strong problem recognition and resolution skills
• Ability to work independently and within a team
• Working knowledge of all commercial products and services.
• Assist in monitoring construction loans.
• Proficient in various spreadsheet and Word processing applications

Essential Duties & Responsibilities

• Cross sell Bank products and services. 
• Motivate and drive entire Branch Team to meet/exceed performance goals.
• Oversee and provide necessary leadership to Branch personnel.
• Open new accounts. 
• Assist and educate prospective borrowers with the completion of loan applications.
• Pre-qualify prospective borrowers; act as main point of contact during loan underwriting process and through loan closing.
• Prepare account loans.
• Public Relations: Actively participate in community events to increase the Bank’s visibility and to enhance new and existing business opportunities to include leadership roles such as Board membership/Leadership and Committee leadership.
• Responsible for branch security.
• Responsible for supervising building maintenance (including any free-standing drive-in or ATM kiosk as may be applicable).
• Coordinate and oversee Retail Assistant Branch Manager, Universal Banker and Teller training.
• Initiate and confirm wire transfers.
• Prepare loan payoff statements.
• Ensure all Bank policies and procedures are adhered to by all staff.
• Take commercial loan applications, gather all necessary documents for underwriting, act as main point of contact during loan underwriting process and close commercial loans.
• Other duties assigned by Bank management.

Job Specifications

• Exceptional customer service abilities and effective inter-personal skills. 
• Ability to positively resolve difficult, complicated and/or volatile situations.
• Excellent communication skills – verbal, written and listening.
• Effective organizational, planning and problem-solving skills. 
• Demonstrated ability to succeed in a sales environment, meet/exceed performance goals. 
• Demonstrated ability to develop a team and act in a leadership capacity.
• Extensive knowledge of branch operations and banking regulations as well as all Bank products and services.
• Expertise interfacing with multiple departments and personnel at all levels.
• Working knowledge of banking software and/or ability to be trained and quickly learn. Proficient in teller system to be able to support the teller line.  

Education/Experience:

• Associates or Bachelor’s degree preferred.
• Minimum of 5 years branch banking experience with at least two years of experience as an Assistant Branch Manager.
• Minimum three years supervisory experience.
• Proven CSR/UB expertise and strong analytical capabilities required.  

Essential Duties & Responsibilities

• Cross sell Bank products and services. 
• Motivate and drive entire Branch Team to meet/exceed performance goals.
• Oversee and provide necessary leadership to Branch personnel.
• Open new accounts. 
• Assist and educate prospective borrowers with the completion of loan applications.
• Pre-qualify prospective borrowers; act as main point of contact during loan underwriting process and through loan closing.
• Prepare account loans.
• Public Relations: Actively participate in community events to increase the Bank’s visibility and to enhance new and existing business opportunities to include leadership roles such as Board membership/Leadership and Committee leadership.
• Responsible for branch security.
• Responsible for supervising building maintenance (including any free-standing drive-in or ATM kiosk as may be applicable).
• Coordinate and oversee Retail Assistant Branch Manager, Universal Banker and Teller training.
• Initiate and confirm wire transfers.
• Prepare loan payoff statements.
• Ensure all Bank policies and procedures are adhered to by all staff.
• Take commercial loan applications, gather all necessary documents for underwriting, act as main point of contact during loan underwriting process and close commercial loans.
• Other duties assigned by Bank management.

Job Specifications

• Exceptional customer service abilities and effective inter-personal skills. 
• Ability to positively resolve difficult, complicated and/or volatile situations.
• Excellent communication skills – verbal, written and listening.
• Effective organizational, planning and problem-solving skills. 
• Demonstrated ability to succeed in a sales environment, meet/exceed performance goals. 
• Demonstrated ability to develop a team and act in a leadership capacity.
• Extensive knowledge of branch operations and banking regulations as well as all Bank products and services.
• Expertise interfacing with multiple departments and personnel at all levels.
• Working knowledge of banking software and/or ability to be trained and quickly learn. Proficient in teller system to be able to support the teller line.  

Education/Experience:

• Associates or Bachelor’s degree preferred.
• Minimum of 5 years branch banking experience with at least two years of experience as an Assistant Branch Manager.
• Minimum three years supervisory experience.
• Proven CSR/UB expertise and strong analytical capabilities required.  

ESSENTIAL DUTIES & RESPONSIBILITIES

• Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.
• Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures, motivate UB I and UB II to meet/exceed performance goals.
• Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.
• Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.
• Provide first level supervision to the Universal Bankers and Tellers ensuring that customers are serviced quickly and efficiently.
• Provide on-going coaching, counseling and UB/Teller development. Administer training as necessary and completion of quarterly performance standard measurement reports.
• Assist in locating cash differences, ensure minimum proving differences and controllable losses. Escalate matters to Retail Branch Management for further attention.
• Participate in the corrective action process for UB(s) and Tellers.
• Interview new UB and Teller candidates with the Retail Branch Manager.
• Responsible for maintaining set branch cash limit, at or below limit.
• Responsible for ensuring UB and Teller cash drawer limits are maintained and not over limit.
• Responsible for proper use of the reserve cash vault.
• Prove daily journal transactions.
• Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures ensuring customers are serviced quickly and efficiently.
• Ensure all duties and responsibilities are performed in accordance with established Bank Regulations, policies and procedures including the Banks standard operating and security procedures are being adhered to with operational/security integrity.
• Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.
• If currently registered with NMLS# assist prospective borrowers; act as main point of contact for customers with the completion of loan applications, closing loans and prepare account loans.
• Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.
• Prove daily journal transactions.
• Initiate and confirm wire transfers within policy guidelines.
• Reconcile ATM daily and assure proper equipment operation.
• Available to travel within the branch network as needed to ensure adequate branch coverage.
• Reconcile coin machine daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.
• Daily use of Cash Recycler to include maintenance as needed and proof as designated.
• Other duties assigned by Retail Bank management.
•  

JOB SPECIFICATIONS

• Exceptional inter-personal and customer service skills.
• Excellent communication skills – verbal, written, listening.
• Strong basic math skills.
• Working knowledge of banking software and/or ability to be trained and quickly learn.
• Working knowledge of bank products and services and/or ability to be trained and quickly learn.

EXPERIENCE & EDUCATION

• High School Diploma or equivalent.
• 5+ years customer service experience in a banking or financial institution environment.
• Prior experience in a supervisory capacity.
• Prior teller experience required.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.
• Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures, motivate UB I and UB II to meet/exceed performance goals.
• Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.
• Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.
• Provide first level supervision to the Universal Bankers and Tellers ensuring that customers are serviced quickly and efficiently.
• Provide on-going coaching, counseling and UB/Teller development. Administer training as necessary and completion of quarterly performance standard measurement reports.
• Assist in locating cash differences, ensure minimum proving differences and controllable losses. Escalate matters to Retail Branch Management for further attention.
• Participate in the corrective action process for UB(s) and Tellers.
• Interview new UB and Teller candidates with the Retail Branch Manager.
• Responsible for maintaining set branch cash limit, at or below limit.
• Responsible for ensuring UB and Teller cash drawer limits are maintained and not over limit.
• Responsible for proper use of the reserve cash vault.
• Prove daily journal transactions.
• Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures ensuring customers are serviced quickly and efficiently.
• Ensure all duties and responsibilities are performed in accordance with established Bank Regulations, policies and procedures including the Banks standard operating and security procedures are being adhered to with operational/security integrity.
• Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.
• If currently registered with NMLS# assist prospective borrowers; act as main point of contact for customers with the completion of loan applications, closing loans and prepare account loans.
• Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.
• Prove daily journal transactions.
• Initiate and confirm wire transfers within policy guidelines.
• Reconcile ATM daily and assure proper equipment operation.
• Available to travel within the branch network as needed to ensure adequate branch coverage.
• Reconcile coin machine daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.
• Daily use of Cash Recycler to include maintenance as needed and proof as designated.
• Other duties assigned by Retail Bank management.
•  

JOB SPECIFICATIONS

• Exceptional inter-personal and customer service skills.
• Excellent communication skills – verbal, written, listening.
• Strong basic math skills.
• Working knowledge of banking software and/or ability to be trained and quickly learn.
• Working knowledge of bank products and services and/or ability to be trained and quickly learn.

EXPERIENCE & EDUCATION

• High School Diploma or equivalent.
• 5+ years customer service experience in a banking or financial institution environment.
• Prior experience in a supervisory capacity.
• Prior teller experience required.

ESSENTIAL DUTIES AND RESPONSIBILITIES
• Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.
• Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.
• Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.
• Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.
• Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures
• Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.
• Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.
• If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.
• Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.
• Prove daily journal transactions.
• Initiate and confirm wire transfers within policy guidelines.
• Reconcile ATM daily and assure proper equipment operation.
• Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.
• Available to travel within the branch network as needed to ensure adequate branch coverage.
• Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.
• Daily use of Cash Recycler to include maintenance as needed and proof as designated.
• Other duties assigned by Retail Bank management.

JOB SPECIFICATIONS
• Exceptional inter-personal and customer service skills.
• Excellent communication skills – verbal, written, listening.
• Strong basic math skills.
• Working knowledge of banking software and/or ability to be trained and quickly learn.
• Working knowledge of bank products and services and/or ability to be trained and quickly learn.

EXPERIENCE & EDUCATION
• High School Diploma or equivalent.
• 2-3 years experience in a direct customer service capacity, preferably in a banking environment.
• Prior experience in sales capacity preferred.
• Prior teller experience preferred.