careers at manasquan bank

ESSENTIAL DUTIES & RESPONSIBILITIES    

• Process routine financial transactions for banking customers with an emphasis on personalized quality service and in accordance with all Bank policies and procedures.   
  • Transactions typically include deposits; check cashing, journal transfers, money orders, official checks, sale & redemption of U.S. Savings Bonds, withdrawals, loan payments, loan disbursements, miscellaneous receipts & disbursements, cash advances, provide access to safe deposit boxes, and proficient on use of cash recycler.    
• Ensure minimum to zero teller differences and controllable losses. Escalate matters requiring further attention immediately.   
• Prove all transactions in accordance with all Bank established procedures and policies.  
• Knowledge and adherence of all Bank policies and procedures.  
• Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   
• Refer various Bank products and services to customers as needs are uncovered.  
• When needed, assist with filing, money counting, teller cash proof, answering phones, processing mail transactions and/or correspondence, reconciliation of ATM, as well as assisting in coin machine operations and proof,  and completing daily audit of miscellaneous items.   
• Available to travel within the branch network as needed to ensure adequate branch coverage.  
• Daily use of Cash Recycler to include maintenance as needed and proof as designated.  
• Reconcile coin machine daily, ability to change coin bags, maintain cleanliness to ensure proper operation of equipment.  
• Other duties as assigned by Bank Management.    

JOB REQUIREMENTS    

• Excellent inter-personal and customer service skills.  
• Excellent communication skill – verbal & listening.  
• Basic personal computer skills.  
• Working knowledge of calculator and ability to be trained and efficiently operate banking system.  
• Strong basic math ability.  
• Ability to learn and retain information.   

EXPERIENCE & EDUCATION

• High School Diploma or G.E.D.  
• 1-2 years retail experience in a cash handling capacity preferred.   

ESSENTIAL DUTIES & RESPONSIBILITIES

• Prepare disclosures, lock in forms, commitments, and deliver closing instructions to the closing agent.
  • Order/review credit reports, flood search, appraisal, property checks, private mortgage insurance, IRS Transcripts.
  • Responsible for completed VOE forms; ordered through 3^rd party source.
  • Prepare/deposits/proves GL #2645 deferred fees; application/appraisal/attorney review/lock in funds/construction fees. Run credit cards for fees when possible.
  • Collect and review loan documentation to prepare files for underwriting; clear underwriting conditions once loan is approved.
  • Calculate debts and income for all sources
• Processes extension requests, change in loan programs and amounts; processes commitment extensions on residential and construction loans.
• Meets with clients to gather documentation.
• Provide consistent follow-up on with loan originators, borrowers, and management to complete processing.
• Build rapport with both our internal and external customers.
• Answers mortgage hot line calls. 
• Performs related duties as assigned and/or required for efficient operation of the department.

JOB REQUIREMENTS

• Working knowledge of residential, consumer and construction loans.  Full knowledge of Agency and Secondary Market underwriting guidelines.  
• Must be abreast of current regulations including TRID, etc.
• Computer proficiency in Microsoft Word; Excel and other Banking software and applications.  Knowledge of Encompass software is a plus.
• Ability to run loans through Automated Underwriting Systems including DU/LP.
• Great interpersonal skills with the ability to interact in an appropriate and timely manner with all internal/external clients.
• Proficient with Microsoft Office Suite products, specifically Excel and Word.
• Ability to communicate clearly and accurately in both verbal and written form.
• Ability to work independently and efficiently.
• Ability to manage time, resources, and set priorities to accomplish multiple duties.
• Ability to maintain and report on confidential information in an appropriate manner.

EXPERIENCE & EDUCATION

• 3+ years’ experience in banking or other financial institution in a lending capacity.  Mortgage processing experience
• Bachelor’s degree preferred or equivalent industry specific experience

 Essential Duties & Responsibilities

• Underwrite and recommend decisions for one to four family mortgage applications and consumer loan applications in accordance with Bank policy for portfolio and for sale in the secondary market.
• Review loan documentation such as appraisals, credit reports, file explanations, and other documents required to complete the application process.
• Monitor underwriting policies and procedures and recommend changes, if necessary.
• Identify and review loans that are eligible for sale in the secondary market.
• Identify file that require Loan Prospector and/or Desktop Underwriter submission; ability to comply with all conditions outlined in the LP and/or DU findings.
• Participate in and/or carries out special projects, as appropriate.
• Approve commitment conditions as they are fulfilled prior to closing.
• Review appraisals to ensure compliance with Bank appraisal policy.
• Review and underwrites mortgage loans that are being presented for purchase by the Bank.
• Ensure that all loans recommended meet the requirements of the Bank.
• In partnership with management, responds to quality control exceptions and recommends improvements to minimize future exceptions.
• Communicates any changes in underwriting policies and procedures to residential team.
• Other duties as assigned.

Job Requirements

• Three – five years’ experience in underwriting
• Thorough knowledge of FNMA/FHLMC and Consumer Loan underwriting requirements and polices
• High school diploma or GED
• Associates degree, preferred
• Great interpersonal skills with the ability to interact in an appropriate and timely manner with all internal/external clients
• Proficient with Microsoft Office Suite products, specifically Excel and Word
• Ability to communicate clearly and accurately in both verbal and written form
• Ability to work independently and efficiently
• Ability to manage time, resources, and set priorities to accomplish multiple duties
• Ability to maintain and report on confidential information in an appropriate manner

ESSENTIAL DUTIES & RESPONSIBILITIES

• Handle incoming calls requiring assistance with computer related problems. 
• Troubleshoot desktop related issues relating to operating systems, Microsoft Office, and other organizational applications.
• Establish and maintain network users, user environments, directories, and security.
• Configure and  install desktop  hardware, software, and telecommunications services.
• Support Information Technology team projects and support requests including the tracking and reporting of milestones.
• Communicate with other departments to report and resolve software, hardware, and operations issues.
• Researches and evaluates new technologies.        Develops and implements various documentation, procedures, and standards.
• Ensure that on site computer operating systems and anti-virus tools stay current.
• Provide support for access to all systems and maintenance of access control profiles on computer network.
• Respond to the needs and questions of network users concerning their access to resources on the network and the operation of various software programs.
• Document internal procedures.
• Light travel to branch sites may be required.
• Ability and willingness to work a flexible work schedule including in addition to normal business hours in a 24 x 7 support environment. On-call after business hours as required.
• Other duties as assigned.

JOB REQUIREMENTS

• Proficiency in Windows 10.
• Basic Windows server knowledge.
• Extensive knowledge of PC hardware.
• Strong technical aptitude and problem-solving skills.
• Understanding of project management methodology.
• Great interpersonal skills with the ability to interact in an appropriate and timely manner with all internal/external clients
• Proficient with Microsoft Office Suite products (Excel, Word, Access, Outlook)
• Ability to communicate clearly and accurately in both verbal and written form
• Ability to work independently and efficiently
• Ability to manage time, resources, and set priorities to accomplish multiple duties
• Ability to maintain and report on confidential information in an appropriate manner

EXPERIENCE & EDUCATION

• 1-2 years of desktop support experience.
• Bachelor’s degree preferred in Information Technology and or industry specific certifications.

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.  

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.  

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.