careers at manasquan bank

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Posting of journal entries and investment payments
2. Prepare reconciliations for various GL accounts on both a daily & monthly basis
3. Serve as back up for posting Accounts Payable transactions
4. Monitor cash position
5. Prepare monthly miscellaneous accruals
6. Maintian fixed assets on Prologue system
7. Assist in providing information to internal and external auditors
8. WireXchange – originate, review or release of daily wire transfers
9. Other duties assigned by department management. 

JOB SPECIFICATIONS 

• Good math/ analytical skills and a general knowledge of accounting principals.
• Effective organizational, planning, and problem-solving skills.
• Working knowledge of banking software and/or ability to be trained and quickly learn.
• Effective communication skills – verbal, written, listening.
• Ability to interface with multiple departments and personnel at various levels.
• Ability to communicate clearly and accurately in both verbal and written form
• Ability to work independently and efficiently
• Ability to manage time, resources, and set priorities to accomplish multiple duties
• Ability to maintain and report on confidential information in an appropriate manner

EXPERIENCE AND EDUCATION

• 2-3 years of experience in accounting or banking industry.
• Associates or Bachelor’s Degree in Accounting or Finance preferred.

ESSENTIAL DUTIES & RESPONSIBILITIES 

• Evaluate needs of potential clients and offer appropriate financial products, services and loans
• Promote and cross-sell other products and services as appropriate to client requirements
• Foster ongoing relationship with current clients to maintain goodwill and expand other lines of business
• Participate in networking activities such as community events and local Chambers of Commerce meetings to develop relationships with centers of influence; accommodate existing clients and partner with prospective clients to enhance relationships and create new opportunities
• Conduct warm and cold prospective client calls
• Generate new business to meet annual growth goals
• Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
• Prepare loan memos and documents to submit for loan approval
• Ensure completeness and accuracy of loan documentation
• Oversee timely closing and funding of loans
• Inform and advise clients of status or enhancements to current account productivity and suggest resolution on account disputes and other account activity
• Coordinate and assist Commercial department in resolving credit and delinquency issues, overdrafts, and other related situations.
• Ability to make recommendations to management regarding product improvements or inefficiencies

JOB REQUIREMENTS 

• Bachelor’s degree
• 5-10 years of experience in banking or other financial institutions, in a lending capacity
• Experience in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending
• Supervisory skills, preferred
• Experience with banking software/applications
• Great interpersonal skills; ability to interact in an appropriate and timely manner with all internal/external clients
• Proficient with Microsoft Office Suite products, specifically Excel and Word
• Ability to communicate clearly and accurately in both verbal and written form
• Ability to work independently and efficiently
• Ability to manage time, resources, and set priorities to accomplish multiple duties
• Ability to maintain and report on confidential information in an appropriate manner

JOB SPECIFICATIONS 

· Maintain and manage assigned commercial loan portfolio(s) with respect to the preparation of loan renewals, reviews and new loan requests from within the assigned portfolio. 

· Accurately maintain ticklers system with respect to updated financial information and loan covenant testing. 

· Perform detailed financial analysis on business entities and interpret financial information based upon supplied financial statements, tax returns and company prepared documents. 

· Perform credit, personal financial statement and personal cash flow analysis on individual and guarantors in order to determine financial strength and credit enhancements based on financial statements, tax returns and reports. 

· Accurately maintain loan risk ratings for loans within the assigned portfolio(s) in accordance with the bank’s policy and procedures. 

· Inform appropriate loan officer, credit manager, and credit officer of potential risks associated with loan reviews and follow up to ensure compliance.  

· Accompany lenders on customer site visits and customer interviews. 

· Maintain accurate knowledge of MB credit, practices and regulatory policies to assist bank in compliance. 

· Maintain and update watch list credits in the portolio(s). 

· Assist lenders with customer contact, loan requests within the portfolio and the closing process. 

SPECIFICATIONS / QUALIFICATIONS 

· Bachelor’s degree in Business Administration, Finance, Accounting, Economics or equivalent work background and experience. 

· Minimum of three years commercial lending or related experience.  

· Strong analytical skills including the ability to read and assess individual and company financial statements, tax returns, cash flow, industry and competitive analysis and projections. 

· Strong background in commercial and small business underwriting and lending. 

· Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner with minimal direction.  

· Strong written and verbal skills 

· Strong problem recognition and resolution skills 

· Ability to work independently and within a team 

· Working knowledge of all commercial products and services.  

· Proficient in various spreadsheet and Word processing applications  

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.  

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.  

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.  

ESSENTIAL DUTIES & RESPONSIBILITIES   

· Foster a relationship banking environment by successfully assessing customer needs and recommending/advising appropriate bank products and services.  

· Opening new accounts business and personal and performing maintenance on existing accounts as requested, following established Bank policies and procedures.  

· Provide personalized banking services to current and prospective customers, consistently seeking to expand customer satisfaction and retention and provide the highest level quality customer service.  

· Facilitate customer satisfaction and retention by successfully researching and resolving customer issues and inquiries.   

· Perform teller duties, including advanced and complex transactions, handling special requests and investigating discrepancies in accordance with Bank policies and procedures  

· Ensure minimum proving differences and controllable losses. Escalate matters requiring further attention.  

· Adhere to privacy and confidentiality policies when assisting customers in obtaining any account information.   

· If currently registered with NMLS# assist prospective borrowers if; act as main point of contact for customers with the completion of loan applications and closing loans.   

· Appropriately order and maintain vault cash. Prove vault cash daily. Assist with Armored Truck service ensuring standard operating and security procedures. Prepare cash in and out shipments.  

· Prove daily journal transactions.   

· Initiate and confirm wire transfers within policy guidelines.  

· Reconcile ATM daily and assure proper equipment operation.  

· Ensure all duties and responsibilities are performed in accordance with established Bank procedures and regulations.  

· Available to travel within the branch network as needed to ensure adequate branch coverage.  

· Reconcile coin daily, ability to change coin bags, maintain cleanliness to ensure proper equipment operation.  

· Daily use of Cash Recycler to include maintenance as needed and proof as designated.   

· Other duties assigned by Retail Bank management.  

JOB REQUIREMENTS  

· Exceptional inter-personal and customer service skills.  

· Excellent communication skills – verbal, written, listening.  

· Strong basic math skills.  

· Working knowledge of banking software and/or ability to be trained and quickly learn.  

· Working knowledge of bank products and services and/or ability to be trained and quickly learn.  

EDUCATION & EXPERIENCE  

· High School Diploma or equivalent.  

· 2-3 years experience in a direct customer service capacity, preferably in a banking environment.  

· Prior experience in sales capacity preferred.  

· Prior teller experience preferred.