If you're on the hunt to open a personal checking account that not only earns you high interest but offers additional perks, then look no further than Infinity Pro +.
With Infinity Pro+, you can earn rewards for simply doing the things you love. Gone are the days of earning minimal interest on your account, with Infinity Pro+ you can earn an impressive 5.00% APY* on balances up to $25,000. This means that your money can grow faster, and you can reach your savings goals sooner. You also receive ATM fee refunds each month that qualifications are met. Plus, there are no monthly maintenance fees for this account!
There are four things we ask you to do each month to qualify. But they’re easy and you probably do them anyway! (And if you don’t, you still earn our base* interest rate.)
Here they are:
- Have a direct deposit of at least $1,000.00
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
- Post and settle 12 purchases per cycle with your Debit Mastercard®
Benefits of this personal checking account include:
- No monthly maintenance fees
- No minimum balance to maintain
- Your first order of checks is free
- Access to Round Up Savings Program
Plus, you get the following:
- Account Alerts
- CardLink
- Direct Deposit
- Debit Mastercard® with uChoose Rewards
- eStatements
- Mobile Banking with Check Deposit
- Mobile Wallet
- Online Banking with Bill Pay
- Pay family and friends with Zelle®
- .25% Rate Discount for Consumer Loans with Auto-Payment from a Manasquan Bank Checking Account
*APY = Annual Percentage Yield
APYs accurate as of Thursday, December 19, 2024.
*Rates may change after account is opened.
Minimum to open is $50 for Infinity Pro+, $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver. Limit one Infinity Cash or Infinity Cash Back account per SSN. Fees may reduce earnings. For Infinity Pro+, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 5.00%; and (3) balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000 resulting in 5.00% to 1.20% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Pro+ all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Pro+ account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Pro+ APY is based on compounding interest. If the interest earned in Infinity Pro+ is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 receive an APY of 0.25% on the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Pro+, Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 0.55%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% on the portion of balance over $500,000, resulting in 0.55% - 0.50% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Pro+, Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY.