Because You Build Futures—Let Us Help Build Yours
As an educator, your impact extends far beyond the classroom. From early education to administration, your dedication shapes generations. At Manasquan Bank, we believe you deserve the same dedication in return. That’s why we created the Educators1st Loan—a home financing solution designed just for you.
Whether you're a teacher, school nurse, custodian, secretary, or substitute—if you serve in education, this is your moment. Whether you're buying your first home or making a fresh start, we’re here to help turn the page to your next chapter.
Benefits of a Educataors1st Loan include:
- With 15% down: No PMI and no increase to interest rate
- 0.125% off of the rate with auto-pay from a Manasquan Bank Personal Checking Account*
- Application fee refundable at loan closing
- No hidden fees
*Does not apply to transfers from money market accounts
Because You Build Futures—Let Us Help Build Yours

This loan is exclusively for those who work in education, including:
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Public or private school teachers (full-time or substitute)
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School nurses
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School Secretaries and administrative staff
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School Custodians and maintenance workers
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Staff at preschools, universities, or other educational institutions
To qualify, simply provide one of the following:
✔ A valid school-issued staff ID card OR
✔ A recent pay stub from the school or institution you work for OR
✔ A letter of recommendation from an administrator or principal at your place of employment
Substitute teachers must also include a copy of their State-issued Substitute Teacher Certification

Stay Tied Together with Manasquan Bank