You are leaving Manasquan Bank's website and going to a third party website. The site you are about to enter may have a privacy policy different from Manasquan Bank. Never disclose any financial information on a third party site. We are not responsible for the privacy and security policies or practices of sites outside of  Manasquan Bank and its affiliates are not responsible for the products, services and content on any third party website.  

skip to main content
Manasquan Bank
Insurance Plans
Enter Email
Personal Password
Access ID
Business Password

Because We All Start Somewhere

The StartUp Account is uniquely designed to meet the needs of teens (and tweens!) who are pursuing financial independence and opening their very first bank account.

StartUp serves ages 8-17 and can be opened with a minimum deposit of just $50—making it ideal for those with birthday cash, a first job, or anyone who’s ready to practice healthy money management habits.

Tweens and teens will then receive their own Debit Mastercard® to begin practicing healthy financial habits, while reduced daily limits help keep them on track.

We make it easy to practice responsible account management with no minimum balance to maintain and no monthly maintenance fees.

Note: Parent or Guardian is required as a joint owner. 

Benefits & Features

StartUp features some unique benefits to encourage healthy habits, like:

  • $10 bonus deposited into the account upon opening
  • No monthly maintenance fees
  • No minimum balance requirements
  • Access to Round Up Savings Program

Additionally, your teen or tween will earn 2% cash back on monthly debit card purchases and ATM fee returns if they meet the following criteria:

  • Enroll and log into online or mobile banking
  • Enroll and receive e-Statements
  • Complete 12 Debit Mastercard® purchases in a qualification cycle (posted and settled)


If this sounds like the right fit for your teen or tween who’s on the path to financial independence, get them started with a banking partner who’s ready to stand by their side and root for their success at each stage of their journey.

product detail

Minimum to open is $50.  Limit one Start Up account per SSN. If qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Start Up account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher.

Stay Tied Together with Manasquan Bank

Enter Your Full Name
Enter Your email
Your Life
Your Business
Lending Solutions
Digital Center