Anytime you use your Manasquan Bank Debit Mastercard® for point-of-sale (POS) purchases, we’ll round up the total purchase to the nearest whole dollar and automatically deposit the difference into your designated checking or savings account.
An Individual Retirement Account (IRA) is about taking control of your future through thoughtful, early planning.
We offer several options that allow you to choose the path that fits your schedule and ideal scenario. Be sure to compare today’s terms and rates—or allow your Relationship Manager to help you choose the most fitting IRA.
Benefits & Features
Your benefits will depend on the type of IRA that you choose:
- Traditional IRA – This savings plan is authorized by the federal government. It’s designed to help you accumulate tax-deferred funds for retirement.
- Roth IRA – With this IRA, your funds are non-deductible, but all withdrawals, including earnings, are tax-free if the account has been open for at least five years and the account holder is at least 59.5 years old.
- Steady Earner – This 18-month certificate offers a strong rate of return to steadily increase your balance. Deposits of $25 are allowed at any time.
- Market Pacer – Another 18-month certificate, this option requires a minimum balance of $25 to start and offers a strong variable market rate. Deposits of any size can be made according to your schedule.