An Individual Retirement Account (IRA) is about taking control of your future through thoughtful, early planning.
Please consult your tax and/or financial advisor for information and advice specific to your individual circumstances.
We offer several options that allow you to choose the path that fits your schedule and ideal scenario. Be sure to compare today’s terms and rates—or allow us to help you choose the most fitting IRA.
An Individual Retirement Account (IRA) is about taking control of your future through thoughtful, early planning.
Benefits & Features
Your benefits will depend on the type of IRA that you choose:
- Traditional IRA – A federally authorized retirement savings plan designed to help you build a nest egg with tax-deferred growth, meaning you won’t pay taxes on earnings until you withdraw funds in retirement.
- Roth IRA – Contributions are made with after-tax dollars, so they’re non-deductible. However, if your account has been open for at least five years and you’re 59½ or older, all withdrawals—including earnings—are completely tax-free.
- Steady Earner – An 18-month certificate offering a competitive fixed rate to help your savings grow consistently. You can make additional deposits of $25 or more at any time.
- Market Pacer – Also an 18-month certificate, this option starts with just $25 and earns a strong, variable market rate. You can add funds of any amount on your own schedule.
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