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Manasquan Bank
Manasquan Bank
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Fdic

FDIC-Insured-Backed by the full faith and credit of the U.S. Government

Streamlined Solutions to Drive Your Success

Documentation Required

Propel your business forward

Propel your business forward with checking that pays! Earn high interest earnings on your balance every month you qualify. *

Key Features

  • Earn 2.50% APY* on balances up to $150,000 when qualifications are met
    • Depending on account balance, 2.50% to 1.60% APY on balances up to and including $150,000*
    • 0.01% APY* on all balances if qualifications aren't met
  • No monthly maintenance fee
  • $1,000 minimum deposit to open

Qualifications to Earn High Yield

Enrollments must be in place and all of the following transactions and activities must post and settle to your Business High-Yield Checking account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive eStatement notice

  • Have at least 1 recurring monthly ACH Credit or Debit (direct deposit)

  • Maintain a minimum monthly average balance of $1,000 to earn rewards

  • Maintain at least 1 Commercial Loan Relationship

And if you don’t meet these qualifications, don’t worry. You’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

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Benefits & Features

 

Additional benefits for Beyond Interest Checking include:
  • Account Alerts
  • Business Debit Mastercard®
  • Credit Toward Your First Order of Checks (up to $100)
  • Merchant Services
  • Export Transactions to Accounting and Tax Programs
  • Online and Mobile Banking
  • Remote Deposit Capture
  • + Cash Management Solutions

 

Ready to open your account? Let’s get started.

 

*APY = Annual Percentage Yield

APYs accurate as of Monday, July 06, 2026.

*Rates may change after account is opened.

Minimum to open is $1,000 for Beyond Interest, $500 for Beyond Cash Back.  For Beyond Interest, if qualifications are met each monthly qualification cycle: (1) balances up to $150,000 receive APY of 2.50%; and (3) balances over $150,000 earn 0.25% APY on the portion of the balance over $150,000 resulting in 2.50% to 1.60% APY. The APY will vary based on account balance. This range assumes a $150,000.01 - $250,000.00 account balance, although higher balances are accepted. If qualifications are not met on Beyond Interest all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle to the Beyond Interest account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one business day prior to the first business day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Beyond Interest APY is based on compounding interest. If the interest earned in Infinity Pro+ is automatically transferred to an Infinity Saver, the interest does not compound.  For Beyond Cash Back, if qualifications are met you receive 1% cash back on debit card purchases that post to and settle to the account during the monthly qualification cycle up to a total cash back of $100 per monthly qualification cycle. Qualifying transactions must post to and settle Beyond Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date the  transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one business day prior to the first business day of the current statement cycle through one day prior to the close of the current statement cycle.

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