If you’re saving for a new home, an education, or reinventing your life, Manasquan Bank can help you prepare with our saving account options. We offer exceptional savings tools and a wide variety of options for growing your funds. Our products offer flexibility and competitive rates, plus you’ll enjoy a superior level of service. We’re looking out for you; we’ll walk you through all our innovative solutions to help customize a long- or short-term savings plan that fits your needs.
| Manasquan Personal Savings | ATM Card | Online Banking | Passbook | E-Statement |
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| Regular Savings |  |
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| Infinity Saver | |
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| Money Market Savings | |
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| Club Savings | |
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| Health Savings Account (HSA) | |
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As if one high interest Infinity account wasn’t enough, now you have two! We’ll transfer your monthly rewards and refunds on ATM fees from your Infinity Cash or Infinity Cash Back personal checking account into an Infinity Saver high interest savings account each month – where you can earn a high yield on what you save!
As if one high interest Infinity account wasn’t enough, now you have two! We’ll transfer your monthly rewards and refunds on ATM fees from your Infinity Cash or Infinity Cash Back personal checking account into an Infinity Saver high interest savings account each month – where you can earn a high yield on what you save!
*APY=annual Percentage Yield.
APYs accurate as of Tuesday, December 1, 2020.
Rates may change after account is opened. Minimum to open is $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver. Limit one Infinity Cash or Infinity Cash Back account per SSN. For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 1.50%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% interest rate on the portion of balance over $500,000, resulting in 1.50% - 1.29% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY.
At Manasquan Bank, we understand that our clients have different savings goals. For that reason, we offer three different types of Regular Savings accounts:
Each of these pays competitive interest, has a low minimum balance requirement, and no monthly maintenance fee.
You’ll also enjoy these benefits:
We want to help you maximize your earnings! We offer two types of tiered Money Market Savings Accounts. Put your money to work with our Money Market or Signature Money Market accounts.
Start with as little as $5 dollars to open, then set up an automatic transfer from your Manasquan Bank checking account and you’ll reach your savings goal in no time. Plus, there’s no monthly maintenance fee and no monthly minimum balance required. Before you know it, you’ll have enough saved for that dream vacation, new TV, or whatever you’ve had your heart set on and didn’t think you could afford.
You’ll also enjoy these benefits:
A Health Savings Account (HSA) is a federally approved tax-exempt account that eligible individuals can set up to subsidize their increased cost of healthcare. If individuals have a High Deductible Health Plan (HDHP), they may be eligible for an HSA.
Our interest-bearing HSA Checking Account offers the following features:
To qualify for an HSA, the following requirements must be met:
For more information visit www.irs.gov and download Publication 969 – Health Savings accounts and other Tax-Favored Health Plans.
Enjoy the convenience of Manasquan banking right from your pocket or purse when you download our app.
