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PERSONAL BANKING DEPOSIT RATES

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PERSONAL CHECKING RATES

product Minimum Deposit to Open Account Minimum Balance to Earn Annual Percentage Yield (APY) APY Interest Compounded / Credited
Infinity Cash CHECKING $50 Learn More about current rate and qualifications.
Infinity Cash Back checking

$50

Learn More about current rate and qualifications.
Anchor CHECKING $50 $.01  0.10% Continuously/ Monthly

APYs accurate as of Friday, December 3, 2021.

Anchor Checking: Anchor Checking are available to individuals, non-profit organizations, and sole proprietors. Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest paid on the full balance in the account at the rate that corresponds to that deposit tier. APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Other account fees may apply. Fees may reduce earnings

PERSONAL SAVINGS RATES

product Minimum Deposit to Open Account Minimum Balance to Earn Annual Percentage Yield (APY) APY Interest Compounded / Credited
regular savings $10 $20 0.10% Continuously/ Monthly
health savings

$1

$10,000

$20,000

$0 – $9,999

$10,000 – $19,999

$20,000 +

0.10%

0.10%

0.10%

Continuously/ Monthly
club savings $5 $0 0.10% Simple/ Maturity
Infinity Saver

$50

Learn More about current rate and qualifications.
Young Savers $1.00 $0 0.10% Continuously/ Monthly

APYs accurate as of Friday, December 3, 2021.

Regular Savings: Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Other account fees may apply. Fees may reduce earnings. 

Health Savings Account: Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day. Other account fees may apply. Fees may reduce earnings.

Club Savings: Club Accounts may be opened at any time. Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest credited at time of disbursement of proceeds. Club payments are due each Monday in even amounts selected by depositor. Passbook or automatic transfer with checking account is available and renew automatically each year. Proceeds may be disbursed during the months of: February, April, June, August, September, October, November & December. Clubs closed prior to maturity receive no interest. Other account fees may apply. Fees may reduce earnings.

Young Savers Account – This account is for children ages 5 to 18 and must be joint with parent or legal guardian. 

MONEY MARKET SAVINGS RATES

product Minimum Deposit to Open Account Minimum Balance to Earn Annual Percentage Yield (APY) APY Interest Compounded / Credited
money market savings

$500

 

$500 – $999

$1,000 – $9,999

$10,000 – $24,999

$25,000 – $49,999

$50,000 – $99,999

$100,000 – $249,999

$250,000 +

0.10%

0.10%

0.10%

0.15%

0.15%

0.25%

0.25%

Monthly/Monthly
signature money market savings

$500

$0 – $99,999

$100,000 – $499,999

$500,000 – $999,999

$1,000,000 – $5,000,000

Greater than $5,000,000

0.15%

0.25%

0.35%

0.50%

0.25%

Monthly/Monthly

APYs accurate as of Friday, December 3, 2021.

Money Market Savings and Signature Money Market Savings: Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest paid on the full balance in the account at the rate that corresponds to that deposit tier. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.. Other account fees may apply. Fees may reduce earnings. 

CD / IRA / COVERDELL RATES

product Minimum Deposit to Open Account Minimum Balance to Earn Annual Percentage Yield (APY) APY Interest Compounded / Credited
182 days $500 $500 0.30% Monthly/Monthly
1 year $500 $500 0.35% Continuously/ Monthly
18 months $500 $500 0.35% Continuously/ Monthly
IRA 18 Months Steady Earner $500 $500 0.35% Continuously/ Monthly
IRA 18 Months Market Pacer $25 $20 0.35% Continuously/ Monthly
2 years $500 $500 0.40% Continuously/ Monthly
3 years $500 $500 0.60% Monthly/Monthly
5 years $500 $500 0.75% Monthly/Monthly
7 years $500 $500 1.00% Monthly/Monthly

*This is a limited time offer

APYs accurate as of Friday, December 3, 2021.

Certificates of Deposit: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the day you deposit noncash items (for example checks). The interest rate for the account will be paid until the maturity date of your certificate. (Exception: the rate for an IRA Market Pacer is variable and is subject to change at any time to the rate currently being paid on the IRA Steady Earner.) This account will automatically renew at maturity. You will have seven (7) calendar days from the maturity date to withdraw your funds without being charged a penalty. After the account is opened you may not make deposits into or withdrawals other than earnings from the account until the maturity date. Interest can remain in account for compounding or be withdrawn by check provided a $5,000 balance is maintained in the certificate account. If any of the deposit is withdrawn before maturity a penalty as shown will be imposed which could result in partial loss of principal.

Term Early Withdrawal Penalty
30 Day 30 days interest
91 Day All interest earned minimum 30 days
182 Day - 1 Year 3 months interest
13 months – 7 Year 6 months interest

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