People are the backbone of our community and Manasquan Bank is fully invested in doing whatever we can to help individuals and families thrive financially. We have unparalleled experience and expertise and flexibility to help you obtain the home lending you need.
The Mortgage and refinancing process can be daunting, but know that when you work with Manasquan Bank, you’re not alone. Throughout the process, you’ll always have a friendly, knowledgeable associate you can call directly and meet with face-to-face. Reach out today to see how we can help you.
Looking to Purchase your dream home? Manasquan Bank offers a full array of products to best fit your needs whether purchasing or refinancing
Manasquan Bank offers some of the best home loans in NJ, including Fixed Rates, Adjustable Rates, or Bi-weekly loans.
Benefits of a HomeStart Loan include:
If you are a first time homebuyer, we have you covered with HomeStart!
Whether it’s a new construction or a much-needed home renovation project, Manasquan has the experience, tools, and agility to make your dream home a reality. With flexible funding, fast approvals, competitive rates, and more, we provide superior service and customized solutions you just won’t find anywhere else.
Manasquan Bank has specialized in Building Lot Loans for as long as we’ve been around—that’s more than 140 years! Designed specifically for New Jersey residential-zoned properties, our unique building lot loans deliver an array of benefits merged with the flexibility to build on your timeline and help you secure the land you want immediately, at competitive rates, and with no restrictions on lot sizes or loan amounts.
Enjoy the predictability of fixed payments and a fixed rate that won’t change for the selected term — which means you're secured from the possibility of rising interest rates.
A home equity loan or line of credit can be used for a variety of purposes such as home improvements and renovations, educational costs, or even consolidating other high-interest debt. There's no fee to apply, no closing costs and no annual fee. Plus, you’ll be eligible for a .25% rate discount when you set up an automatic loan payment from your Manasquan Bank checking account. Borrow up to 70% of your home’s value if your first mortgage is with Manasquan Bank, or 65% if your first mortgage is with another institution.
A home equity line of credit, or HELOC, offers a revolving line of credit at a fixed (5 year) or adjustable rate (10 year) that you can then draw upon. You will have convenient access to funds through Online and Mobile Banking, at our branch locations or with no-access-fee checks.
A home equity loan or line of credit can be used for a variety of purposes such as home improvements and renovations, educational costs, or even consolidating other high-interest debt. There's no fee to apply, no closing costs and no annual fee. Plus, you’ll be eligible for a .25% rate discount when you set up an automatic loan payment from your Manasquan Bank checking account. Borrow up to 70% of your home’s value if your first mortgage is with Manasquan Bank, or 65% if your first mortgage is with another institution.
Manasquan Bank offers other types of personal lending for your convenience. Contact us today for more details on the following:
Use your savings or CD account as collateral to borrower up to 90% of your balance. To apply visit one of our branch locations.
The New Jersey Freedom Loan Program offers eligible military personnel and their families a five-year unsecured loan of up to $10,000, with principal and interest deferred during the first year of deployment.
Our auto loan quickly puts you in the driver’s seat of a new vehicle, with pre-approval service and interest rate discount when you set up autopay from your Manasquan Bank checking account.
Complete a simple application and get fast approval for a personal loan to finance any worthwhile purpose. Even better, sign up for automatic payments from your Manasquan Bank checking account and get an interest rate discount.
Allows you to make purchases with your debit card or write checks even if you don’t have sufficient funds available. Repayment can be made in full upon receipt of your statement or in installments.
