Individual Retirement Account (IRA)

Manasquan Bank gives you security and competitive rates with our IRA offerings. A Traditional IRA is a Federal Government-authorized savings plan designed to help you accumulate tax-deferred funds for your retirement. Roth IRA, contributions are non-deductible but all withdrawals, including earnings, are tax-free if the account has been open for five years and the account holder is at least age 59 ½. Click here to see today’s terms and rates.

We also offer the following special 18-Month IRA Certificates:

• Steady Earner: With a strong rate of return, this IRA certificate will steadily increase your balance. Deposits of $25 or more are permitted at any time.
• Market Pacer: An easy way to get started saving for retirement with a low opening balance of $25 and a strong variable market rate. Deposits of any amount can be made at any time.