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* Refer Friends Program Terms & Conditions

Referrer Offer:

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person) to Manasquan Bank who registers for the offer using the Referrer’s shared personal referral link, opens a new eligible Infinity Checking account and completes all offer requirements. A Referrer may only earn a total of $500 in referral rewards per calendar year; and referral rewards may not be rolled over. Only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements (the first Referrer whose referral link is used will be the eligible Referrer).

Referred Person Personal Checking Account Offer:

To earn a $50 Visa Reward Card, the Referred Person must register for the offer using the referral link shared by the Referrer, open a Infinity Checking from Manasquan Bank, Accounts that qualify for this promotion: Infinity Pro+, Infinity Cash Back, Infinity Cash, & Start Up and qualify within 60 days of account opening. The Referred Person must meet all applicable Manasquan Bank eligibility requirements for opening the account.  

General Terms:

Visa Reward Cards will be delivered 4-6 weeks after all qualifying criteria have been met. For Referrers, Reward Cards will be mailed to the mailing address provided during the registration process; for the Referred Person, Reward Cards will be mailed to the mailing address provided at account opening. A maximum of one Reward Card will be awarded to the Referred Person regardless of the number of accounts opened, and a maximum of one Reward Card will be awarded to the Referrer in connection with each person they refer. This offer is not available to employees of Manasquan Bank. The Referrer must be an active Manasquan Bank customer. The Referred Person must be the primary owner of the new checking account, and may not be or have been a primary owner of any Manasquan Bank Infinity Checking account within the previous six months. This offer may vary by product and region and is not transferable. Rewards Cards may be reportable as income for tax purposes; consult a tax advisor to understand your tax obligations. This offer is not available for California residents.

Individuals who have opted out of receiving marketing communications from Manasquan Bank will not receive emails, including referral communications, in connection with the Manasquan Bank Refer Friends Program. Referrals that cannot be delivered due to user opt-out, returned/invalid email addresses or non-deliverable addresses are not the responsibility of Manasquan Bank or its vendors. Each person who registers for the program authorizes future communications, including emails regarding the program, unless they opt out.

The awarding of a Reward Card through this program may indirectly inform the Referrer that the Referred Person has established a new account with Manasquan Bank. There will, however, be no additional information regarding any newly established account provided to the Referrer.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

The Visa Reward Card is subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used. The issuing bank of the Visa Reward Card is MetaBank, Member FDIC.  

Visa Reward Cards are valid for three months after being issued. No funds are available after the Good Thru date. The Good Thru date is located on the front and back of the Visa^® Reward Card.

ReferLive is a trademark of Customer Stream, LLC.

**APY = Annual Percentage Yield

APYs accurate as of Wednesday, July 23, 2025.

*Rates may change after account is opened.

Minimum to open is $50 for Infinity Pro+, $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver.  Limit one Infinity Cash or Infinity Cash Back account per SSN. Fees may reduce earnings. For Infinity Pro+, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 5.00%; and (3) balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000 resulting in 5.00% to 1.20% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Pro+ all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Pro+ account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Pro+ APY is based on compounding interest. If the interest earned in Infinity Pro+ is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher.  For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000  receive an APY of 0.25%  on the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Pro+, Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 0.55%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% on the portion of balance over $500,000, resulting in 0.55% - 0.50% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Pro+, Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY.