At Manasquan Bank, we prioritize your security, and we want to help you stay safe from fraudsters who are always looking for ways to exploit your personal and financial information. In this blog post, we'll share essential tips and guidelines to ensure you can safely navigate your digital banking and recognize potential threats before they become a problem.
The Rise of Fraud: What You Need to Know
As technology advances, so do the tactics used by cybercriminals. Fraud and identity theft are more common than ever, and it’s crucial that we all take steps to protect ourselves. With Manasquan Bank's secure digital banking services, we’re committed to safeguarding your account information. But we need your help to stay alert and aware of scams that could compromise your security.
How to Stay Secure
Here are some essential practices to follow when managing your finances and personal data:
1. Only Log in Through Secure Channels
When accessing your Manasquan Bank account, always do so through our official website manasquan.bank or by using the secure Manasquan Bank Mobile App. Be wary of links in unsolicited emails or messages that could lead you to fake websites designed to steal your login credentials.
2. Recognize Phishing Attempts
Phishing is a common scam where criminals impersonate legitimate institutions, such as banks, to trick you into giving them your sensitive information. Here’s how to spot a phishing attempt:
- Unsolicited emails or text messages asking for your login information, personal details, or account verification.
- Suspicious links or attachments in emails or messages, which may lead to fake websites or malware downloads.
- Requests to share your username, password, or other sensitive information, especially if the message seems urgent or alarming.
Remember: We will never call, email, or text you to ask for your login details. If you receive such communication, do not respond.
3. Use Strong, Unique Passwords
Create strong and unique passwords for your online banking and avoid reusing passwords across different accounts. A good password should:
- Be at least 12 characters long.
- Include a combination of uppercase and lowercase letters, numbers, and special characters.
- Be updated periodically.
- Be unique to each different account.
Consider using a password manager to store and manage your passwords securely.
4. Enable Two-Factor Authentication
Whenever possible, enable two-factor authentication for an extra layer of protection. This security feature requires not only your password but also a one-time code sent to your phone or email. This ensures that even if someone obtains your password, they won’t be able to access your account without the second factor.
5. Monitor Your Accounts Regularly
Frequently review your account statements and transaction history for any unauthorized activity. The sooner you spot suspicious transactions, the faster you can take action to resolve the issue.
Tip: Set up account alerts to be notified of any large transactions or changes to your account.
What to Do if You Suspect Fraud:
If you ever receive a suspicious call, email, or text asking for your login information, do not respond. Instead, take the following actions:
- Contact Us Immediately: Call Manasquan Bank at 1-844-626-2265 or email us at [email protected] to report any suspicious activity or communications. We’re here to help and guide you through the next steps.
- Verify the Source: If you receive an unsolicited message from someone claiming to be from Manasquan Bank, be sure to verify their identity. Always use the official contact number or website.
- Update Your Information: If you believe your account information has been compromised, update your login credentials and notify us right away.
Fraud and cyber threats are becoming increasingly sophisticated, but by following these simple security tips, you can significantly reduce your risk of falling victim to scams. At Manasquan Bank, we are committed to protecting your personal and financial information, and together, we can create a safer banking environment. Stay vigilant and always trust your instincts—if something doesn’t feel right, reach out to us immediately.
Stay secure and thank you for choosing Manasquan Bank!