Our Infinity Cash Back account is incredibly popular. Then again, it’s easy to be popular when you’re practically giving rewards away.
Infinity Cash Back provides great perks like earning up to $10 cash back for your purchases, and nationwide ATM refunds each month that qualifications are met.
(And if you think that’s pretty neat … you should definitely check out Infinity Saver and our Round Up Savings Program).
Benefits & Features
Only three things are required to qualify for your Infinity Cash Back benefits—and they’re so easy, you’re probably already doing them.
Those little asks are:
- Enroll and log into online or mobile banking
- Enroll and receive e-Statements
- Post and settle 12 purchases per cycle with your Debit Mastercard®
Other benefits include:
- No monthly maintenance fees
- No minimum balance requirement
- Account Alerts
- CardLink
- Direct Deposit
- Debit Mastercard® with uChoose Rewards
- eStatements
- Mobile Banking with Check Deposit
- Mobile Wallet
- Online Banking with Bill Pay
- Pay family and friends with Zelle®
- .25% Rate Discount for Consumer Loans with Auto-Payment from a Manasquan Bank Checking Account
APY = Annual Percentage Yield
APYs accurate as of Saturday, April 27, 2024.
*Rates may change after account is opened. Minimum to open is $50 for Infinity Cash, $50 for Infinity Cash Back and $50 for Infinity Saver. Limit one Infinity Cash or Infinity Cash Back account per SSN. For Infinity Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 earn 0.25% APYon the portion of the balance over $25,000 resulting in 2.00% to 0.60% APY. The APY will vary based on account balance. This range assumes a $25,000.01 - $125,000.00 account balance, although higher balances are accepted. If qualifications are not met on Infinity Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Infinity Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Infinity Cash APY is based on compounding interest. If the interest earned in Infinity Cash is automatically transferred to an Infinity Saver, the interest does not compound. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. For Infinity Cash Back, if qualifications are met you receive 2% cash back on debit card purchases that post to and settle account during the monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle Infinity Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an ATM fee of $5 or higher. Infinity Saver account is only available with an Infinity Cash or Infinity Cash Back account. Infinity Saver APYs may be less than Infinity Cash APYs. If qualifications in Infinity Cash or Infinity Cash Back are met each monthly qualification cycle: (1) balances up to $500,000 in Infinity Saver receive an APY of 0.55%; and (2) balances over $500,000 in Infinity Saver receive an APY of 0.25% on the portion of balance over $500,000, resulting in 0.55% - 0.50% APY. The APY will vary based on account balance. This range assumes a $500,000.01 - $600,000.00 account balance, although higher balances are accepted. If qualifications are not met in Infinity Cash or Infinity Cash Back, all balances in Infinity Saver earn 0.01% APY.