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What is Positive Pay?

December 16, 2019

Positive Pay is Manasquan Bank’s way of adding an extra layer of protection to your business. With this cutting-edge technology, you can secure your accounts and manage risk more effectively.

Positive Pay matches the information on an inclearing item presented for payment to your issued item files. The account number, check number and dollar amount must all match exactly; if any element is off, the item is flagged and sent to you for review. Here’s how it works:

  • You send Manasquan Bank an ongoing file of your issued items.
  • When the items are deposited, they are electronically compared against your file.
  • If an item appears to be a mismatch, we will send you an exception notice.
  • You approve or decline the item in question.

The advantage of Positive Pay is that it allows you to identify a fraudulent item before it is cleared. You have complete control of your accounts payable, plus improved accuracy for your accounting and auditing.

Get Positive Pay from Manasquan Bank

Positive Pay is by far the most relied upon method for reducing the risk of check fraud.

Is your bank helping you safeguard your business checking account? Contact us today to learn more about Positive Pay.


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